Will the Fact that You Own Rental Property Negatively Impact the Amount of Your Social Security Disability Payments?
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by: albert.tobega
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Q: Why are applications for social security disability benefits so frequently denied?
A: Most claims that are not approved do not have sufficient medical evidence regarding the condition of the claimant. Even in what seems like obvious conditions, a claim is only as strong as the evidence provided to support it. For some claims the lack of evidence can be caused by inadequate supporting documentation from the primary doctor of the applicant. A social security disability application must demonstrate that the applicant is no longer able to perform any type of employment he previously engaged in and any similar employment for which he may be eligible. The claim examiner for your case will not be able to make a fair judgment if your file does not have current medical data or supporting documentation from your doctor, no matter what your injury. Make sure you seek treatment for your condition and that your disability examiner has the most current and thorough information about your case. Strong medical proof will give your claim the best chance of approval.
Q: If you are in debt, are the social security disability payments you receive in jeopardy of being taken away by a collection bureau?
A: If you currently receive supplemental security income payments, no creditor can touch those payments. On the other hand, certain creditors can collect Social Security Disability Insurance benefits. Your benefits checks cannot be collected on behalf of banks, lenders, credit card agencies, individuals and other such entities to which you may owe money. Government entities can collect your benefits checks, however. For instance, the government can dip into your social security disability benefits payments if you are behind on a government insured student loan. The only other agencies who can collect your benefits checks are those handling your delinquent child support or alimony payments.
Q: Can owning rental properties hurt your chances of being awarded approval for social security disability?
A: The disability examiner for your social security disability case is interested in whether or not you can earn income through employment. Rental income and other investments will not be a factor in this determination. If you plan to apply for SSI, all assets and income you collect through rent will be a consideration. Only those with limited financial resources are eligible for Supplement Security Income benefits.
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