What are the Limits on Social Security Benefits?
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by: albert.tobega
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Are you eligible for social security benefits? If so, which ones? Picking through the convoluted regulations can be deeply frustrating, and when you are done, you may have no better idea than before whether you qualify for benefits. These frequently asked questions will clarify which disability benefits you are eligible for, and how far your benefits will stretch.
Can I get partial disability through SSA?
No, people with partial or short term disabilities are not eligible for disability benefits through Social Security. You are eligible for social security benefits only if you are deemed completely disabled and your disability is likely to last a year or more. (Note that you may continue working while collecting disability benefits if your highest possible income is beneath a certain level.)
Although I am still working, I cannot work the same hours or skill level that I used to, and my income has dropped as a result. Can I still file for social security benefits?
Yes, if your income is lower than a certain SSA determined level, you are eligible to file for disability benefits. The amount changes annually, so check the official Social Security web site or booklets to find out what the current limit is.
However, your current income is not the only number the state agency will consider when evaluating your case. If you can move to another line of work and in so doing raise your income above the approved level, you will not be considered eligible for disability benefits. The state agency will consider your training, experience, age, and medical condition when deciding whether you are able to do other work, so you will not be pushed into doing work for which you are untrained or which strains your physical capacity.
According to my doctors, there are no effective treatments for my condition, so why do I have to continue to make office visits?
When you first file for social security benefits, the state agency that manages your case will need a complete evaluation of your health, a process that may require repeated doctors visits. Your regular doctors may not be able to perform necessary tests or have equipment that is necessary to evaluate you, so you may need to visit another doctor to complete the evaluation. The state agency may help you to find the specialist you need.
Once you are determined to be disabled, you will need regular examinations to determine the progress of your medical condition. Because not all disabling medical conditions are permanent, your health may improve enough for you to work even without active medical care.
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