Is There a Limit to Income While You Receive Social Security Disability Benefits?
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by: albert.tobega
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Q: If you are applying for social security disability insurance based on a mental health issue, will you have to undergo another examination?
A: Those applying for social security disability insurance who have current treatment records supporting their condition typically will not be required to do an additional exam. Someone who has not received treatment for 90 days or more (or does not have record of treatment from that time period) will likely be required to undergo a consultative examination. And exams may be requested for some claimants who have been treated recently and have current records. Unlike some physical impairment claims, mental impairment claims can require much more analysis into how the specific claimant is affected by the disorder. For that reason, Social Security frequently requests additional examinations for mental impairment claims. The social security disability examiner for your case is trying to determine what your limitations are based on how you are affected by your mental condition.
Q: What are the biggest issues social security disability applicants run into with mental impairment claims?
A: Lack of medical records is one of the biggest problems for social security disability mental impairment claims. Records are often incomplete because the applicant has not been treated for the condition recently or his doctor has not submitted thorough data. It is vital that you have received treatment within a couple months of applying for social security disability insurance. Then it is integral that you make sure your doctor has submitted thorough background information about the impact your mental impairment has on your employment and your daily routine. Confirm that your social security disability examiner has those records. Another issue that can stall or lead to denial of benefits is not following medication and other regiments recommended by the treating physician. A disability examiner will not be able to adjudicate a claim fairly unless he knows how that individual can function while under the influence of the medication and other treatments recommended by the doctor. Make sure you are following the prescribed medication and other regiments from your treatment physician, lest you put your chance at receiving social security disability benefits in jeopardy.
Q: Are there limits to how much money can you earn and still receive social security disability insurance?
A: You can earn income and still be eligible for your social security disability payments, but it must not exceed a certain amount. It is their philosophy that a social security disability claimant who earns above that amount is able to participate in the workforce and does not need financial assistance. The amount you cannot exceed (known as "Substantial Gainful Activity") for 2010 is a gross monthly income of $1000. If you exceed that SGA, you will no longer be eligible for social security disability benefits.
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